KiwiSaver Advice
Getting KiwiSaver right matters more than most people realise.
For many people, KiwiSaver is their largest investment outside of property.
Yet it’s often left in a default fund or chosen without a clear understanding of how it’s invested.
The difference over time can be significant — not just in returns, but in how well your KiwiSaver aligns with your broader financial position.
Why this matters
KiwiSaver is a long-term investment, and its value can rise and fall. Small decisions made early can compound over time.
Key considerations include:
Whether your fund matches your risk profile
How your money is actually invested
The level of diversification across assets and markets
Whether your KiwiSaver aligns with your broader goals
Without this, many people:
remain in unsuitable funds
take on more (or less) risk than intended
or miss opportunities to improve long-term outcomes
OUR APPROACH
We take a clear and structured approach to KiwiSaver advice — focused on ensuring your investment is aligned to your situation.
Our focus is on:
Reviewing your current KiwiSaver fund
Assessing whether it matches your risk profile
Identifying opportunities for improvement
Recommending providers aligned to your goals and values
THE PROCESS
Understanding your current KiwiSaver position
Assessing your risk profile and objectives
Reviewing your existing fund and provider
Making recommendations where appropriate
WHO THIS IS FOR
This is suited to those who:
Want to ensure their KiwiSaver is set up correctly
Are unsure whether their current fund is appropriate
Have not reviewed their KiwiSaver in some time
Are looking for a more considered approach to managing their investments
Beyond KiwiSaver
KiwiSaver is often just one part of a broader investment strategy.
For those building wealth outside of KiwiSaver, our Investment Portfolios service provides a more comprehensive approach.
For those approaching retirement, our Retirement Income Strategy focuses on structuring income over time.
Looking to review your KiwiSaver or join for the first time?
We make the process simple, personalised, and stress-free.
Moving your super/pension from overseas
If you've worked in Australia at any time since 1992, you'll probably have Australian superannuation savings. Moving back to New Zealand means you may be able to transfer your savings to a NZ KiwiSaver Scheme.
If you are a New Zealand resident with pension funds in other countries, you’ll need to check whether the laws in your country of origin allow transfers into New Zealand. Please speak with us for further information.
