Ensure you and your loved ones are financially protected in the event of Total and Permanent Disability
Total and Permanent Disability (TPD) Cover provides a lump sum payment should you completely lose your ability to ever work again (or carry on your normal tasks, if you are not employed), as a result of illness or injury.
TPD Cover is designed to help alleviate the significant financial impact that losing an income forever would likely cause. The lump sum can help reduce debt, purchase specialised equipment, pay for home modifications, provide additional care, create an investment fund to generate ongoing income or to enable business ownership to be restructured, amongst other things. The purpose of the funds is entirely yours to decide.
What Does TPD Insurance Cover?
TPD Insurance is a lump sum that is paid out should you completely lose your ability to ever work again (or carry on your normal tasks, if you are not employed), as a result of illness or injury. It’s entirely up to you how much you wish to insure yourself for, or we can help guide you to ensure your needs are covered. When the time comes we will assist with the claim process and the funds can be used for anything.
Who Is It For?
Anyone who requires cover for total and permanent disability.
Why Take Out tpd Insurance?
If your financial situation would suffer because of your Total and Permanent Disability then TPD insurance could be right for you.
General Benefits
protect yourself financially
Ensure you are financially protected in the case of Total and Permanent Disability. This can be used for anything such as; mortgage or debt repayment, cost of raising dependents, provide an inheritance or setting up an investment fund to generate ongoing income for your dependents.
Lump sum paid out
Upon Total and Permanent Disability, you will receive a lump sum payment.
We Can Assist You In Choosing The Right Type Cover Based On Your Needs
Whether you currently have insurance or are looking to take out cover, we can help you. We offer a full review of your insurance needs looking at all of your requirements.
We take a personal approach with every client to make sure we fully understand your unique situation and we provide you with a solution that suits your needs, it’s not one size fits all!